Credit Scores Survey: Majority Have Used Credit Reporting Sites

Credit scores can have a large impact on things like buying homes and cars, borrowing money, and even gaining employment. So it makes sense that people like to know their current scores. There are plenty of sites that allow people to learn their own credit scores. But how many have used these credit report sites? And how many are aware of their current scores?

credit scores

Credit Scores

In Ask Your Target Market’s latest survey, 30% of respondents said they know their current credit score. Another 32% said they at least have a rough idea. And 39% said they have no idea what their current credit scores are.

31% of respondents said they have received at least one of their credit scores within the last 6 months. 17% have received their credit score within the last year. 15% have found out their credit score within the past 2 years. 5% have done so within the last 5 years. 7% said the last time they checked their credit score was over 5 years ago. And 25% said they have never learned their own credit scores.

Online Reports

There are plenty of ways to get credit scores. Many people receive them when they apply for loans or new purchases. But online credit report sites have grown in popularity in recent years. 21% of overall respondents said they have checked their own credit scores online many times. 36% said they have checked their credit scores online once or twice. And 44% have never checked their own credit scores online.

Improving Credit

So what do people think about their scores? Is there room for improvement? 31% of those who know their scores said they are very happy with them. 32% said they are somewhat happy with their current credit scores. 19% are somewhat unhappy with their credit scores. And 18% are very unhappy with them.

You can view the complete survey results in the widget below and be sure to click “Open Full Report” to take advantage of all the chart and filter options.

Photo Credit: Credit Rating from Flickr

What do you want to know? If you need some consumer insights on a particular topic, let us know in the comments below and we’ll consider it for an upcoming survey post.

Results were collected on February 11 via AYTM’s online survey panel.

Anne Pilon brings 3 years experience to AYTM as a blogger and journalist. She has a degree in journalism and marketing communications from Columbia College in Chicago and enjoys writing about business, marketing, social media, and art.